RochesterRecruiter Since 2001
the smart solution for Rochester jobs

Mortgage Originator- Rochester

Company: M&T Bank
Location: Rochester
Posted on: February 15, 2020

Job Description:

Overview:Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.Primary Responsibilities:Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. Regularly works at a bank facility, but may be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.Scope of Responsibilities:The incumbent always works under limited supervision, sometimes away from the office.The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationshipsResponsibility to establish and maintain federal registration requirements outlined in the SAFE Act.Education and Experience Required:Associates degree and 2 years sales experience,OR in lieu of a degree,A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.Education and Experience Preferred:Technical SkillsGeneral knowledge of personal computers and software programs utilized by Residential Mortgage DepartmentProven sales ability.Strong mathematical skills.Self-motivated, well-organized individual.Excellent verbal and written communication skills.Ability to interact with individuals at all income levels and peers in a professional manner.Demonstrated ability to work independently and to follow through on details to completion.Ability to work under critical time constraints.

Keywords: M&T Bank, Rochester , Mortgage Originator- Rochester, Other , Rochester, New York

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Product Owner II
Description: Overview: Serves as owner of a large product or set of products by representing the voice of the customer and stakeholders to ensure that the product provides value to the customer, while aligning with (more...)
Company: M&T Bank Corporation
Location: Buffalo
Posted on: 02/23/2020

Account Executive, WKBW
Description: station in Buffalo, NY is now seeking a full time Integrated Account Executive The Integrated Account Executive is responsible for selling commercial and digital solutions to new and existing accounts. (more...)
Company: The EW Scripps Company
Location: Buffalo
Posted on: 02/23/2020

Customer Service Delivery Tech Expert - Part-Time
Description: Description: Customer Service Delivery Tech Expert - Part-Time 18/Hr Mileage Reimbursement Monthly Phone Stipend Hours : 3 :45 p.m. 9 :00 p.m. Forward Stocking Location : Buffalo, NY 14220 (more...)
Company: Asurion
Location: Buffalo
Posted on: 02/23/2020


Personal Care Aide
Description: Why Choose Community Care br br br ul br li Earn top wages within the home care industry br li Our coordinators continuously work hard to keep you on the job br li Caring coordinators (more...)
Company: Community Care Home Health Services
Location: Buffalo
Posted on: 02/23/2020

First Officer
Description: ID: 2 of Openings: 1Category: Other br br Overview br br Atlas Air First Officer br br Flight Crews are responsible for the safe and reliable operation of our fleet of Boeing 747's and 767's. (more...)
Company: Atlas Air
Location: Buffalo
Posted on: 02/23/2020

Looking For A Dependable House Cleaner For Family Living In Buffalo.
Description: Buffalo home needs a full-time house cleaner.
Company: Care.com
Location: Buffalo
Posted on: 02/23/2020

Rochester Regional Health-Allergy/Immunology Physician
Description: You are the future of patient-focused Allergy and Immunology. With our new models of care, treatments and other innovative technologist, we empower advancement within you.
Company: Rochester Regional Health
Location: Rochester
Posted on: 02/23/2020

Ups Is Hosting A Hiring Event In Buffalo Ny On 0221
Description: Ups Is Hosting A Hiring Event In Buffalo
Company: Click To See Company Name
Location: Buffalo
Posted on: 02/23/2020

Prov Contract/CofC Consult
Description: Prov Contract/CofC Consult - PS33745Location: United StatesNewRequisition : PS33745Post Date: 21 hours agoYour Talent. Our Vision. At Anthem, Inc., its a powerful combination, and the foundation upon (more...)
Company: Anthem, Inc
Location: Buffalo
Posted on: 02/23/2020

737 First Officer
Description: ID: 2 of Openings: 1Category: Other br br Overview br br Flight Crews are responsible for the safe and reliable operation of our fleet of Boeing 777's and 737's. br br Atlas Air Worldwide (more...)
Company: Atlas Air
Location: Buffalo
Posted on: 02/23/2020

Log In or Create An Account

Get the latest New York jobs by following @recnetNY on Twitter!

Rochester RSS job feeds